| Pricing & access | | | | |
| Users included | ✓25 includedTeam-ready operating layer | ✓5 includedSmall-team accounting workspace | 55 included | +Add-onTeam members listed at +$11/mo per user |
| Positioning | ✓Full AI business OS | ✓AI accounting OS | ~Accounting software | ~Accounting + invoicing software |
| Accounting foundation | | | | |
| Bank, card, PayPal & Stripe connections | ✓Included | ✓Included | ✓Included | ✓Included |
| AI bookkeeping & transaction categorization | ✓Autopilot + plain-English questions | ✓Core feature | ~Accounting automation | ~Expense automation |
| Receipts & audit documentation | ✓Included | ✓Included | ✓Included / available | ✓Premium bill receipt scanning |
| Invoicing, estimates & online payments | ✓Included | ✓Included | ✓Included | ✓Included |
| P&L, balance sheet, cash flow & tax reports | ✓Included | ✓Included | ✓Included | ✓Included on higher plans |
| Live tax estimates & quarterly reminders | ✓Included | ✓Included | ~Limited / tax reports | ~Tax-time reports |
| Inventory, purchase orders & project profitability | +Add-on / optional | —Not Core focus | ✓Included in Plus | ~Project profitability; inventory not core |
| AI + operations | | | | |
| Voice/text AI assistant | ✓Full business assistant | ✓Accounting assistant | ~Accounting-focused AI only | —Not native |
| Organizational workspace / business memory | ✓Included | ✓Accounting-first workspace | —Not native | —Not native |
| Task management tied to real business context | ✓Included | ✓Basic accounting tasks | ~Workflow reminders mostly Advanced-tier | —Not native |
| Workflow automation | ✓AI-driven across workflows | ✓Accounting workflows | ~Advanced-tier, not Plus | ~Limited |
| Role permissions | ✓Included | ✓Basic | ~Deeper custom roles are Advanced-tier | ~Limited |
| Client workflows | | | | |
| CRM / client pipeline | ✓Built in | ~Client records | —Not native CRM | ~Client profiles only |
| Auto-log calls, emails & meetings to CRM | ✓Included | —Not included | —Not native | —Not native |
| Scheduling / calendar coordination | ✓Built in | —Not included | —Not native | —Not native |
| Built-in video meetings | ✓Included | —Not included | —Not native | —Not native |
| Meeting transcription & AI-written notes | ✓Included | —Not included | —Not native | —Not native |
| AI follow-up emails after meetings | ✓Included | ~Accounting follow-up only | —Not native | —Not native |
| AI-drafted documents, contracts & proposals | ✓Included | ~Limited | —Not native | ~Proposals/retainers, not AI drafting |
| Built-in e-signatures | ✓Included | +Add-on later | —Not native | —Not native |
| Add-ons & trust layer | | | | |
| Trust Features | +Add-on | +Add-on | —Not native | —Not native |
| Royalty Guard | +Add-on | +Add-on | —Not native | —Not native |
| Advanced payment vault / saved cards | ✓Included or add-on final packaging | +Add-on | +Payments add-on / processing | +Advanced Payments +$20/mo |
| Payroll | +Future add-on / integration | +Future add-on / integration | +QuickBooks Payroll add-on | +FreshBooks Payroll +$40/mo + $6/mo per user |